How to Making Money

Of all the interesting new tech that seems poised to garner a lot of buzz in 2011, near field communication (NFC), is probably the most exciting. If it takes off, it will transform the ways we communicate, share, and make payments with digital devices. This will likely take years to happen, but the groundwork is being laid right now. And RFinity is one of those companies at the forefront.

While Google and Apple are responsible for generating much of the buzz about NFC at the moment, the technology goes far beyond simply having the right type of chip in your mobile device. For example, how do you handle different types of data transfers being made from one device to another? And how to you ensure that they happen as quickly as possible? And most importantly, how do you ensure that they happen securely? Those are the things that RFinity is thinking about.

The company has just raised $4 million from Horizons Ventures in Hong Kong. And the space has gotten so red hot, in fact, that we hear they’re already out raising another round.

And it’s an easy bet for investors to make not only because of the space, but because of where the project originated: The U.S. Department of Energy. Specifically, RFinity was born when a bunch of infrastructure security experts working for the government were assigned to find all the vulnerabilities in cell phones. Through software they came up with, they were able to quite easily eavesdrop, manipulate SMS messages, and even compromise LAN security. Then they set out to figure out a way to stop people from doing those very things. That work led directly to RFinity.

Work originally began in the person-to-person and person-to-vendor sales space by way of mobile applications that route transactions through RFinity’s own secure servers. But now that NFC appears ready, RFinity is making sure they’re ready for it. The idea is that their technology could cut out the middle man here: themselves.

Obviously, the company isn’t going to share all the details on how they secure NFC transfers. But the basic overview is that they verify an incoming NFC signal and ask for a user’s permission before taking any action. Further, if the action is a transaction, it requires a PIN, just as you might do an ATM withdrawal. That’s all pretty standard. But the key is one-time-use transaction codes that RFinity creates on the fly along with complex cryptographic signatures. These ensure that an transaction is secure since it means that every transaction can only happen once. Even if those numbers were intercepted by a hacker, they would be useless beyond the one-time payment.

And even if your phone is lost or stolen, a thief couldn’t do anything without your PIN. And you can remotely shut down your NFC capabilities via RFinity. It’s enough to make me wish I could throw out all my credit cards right now. “Today’s identification and transaction systems are based on what? A magnetic strip on the back of a card, based on a 1950’s technology that relies on a base station to read the information embedded as a series of simple magnetic markers in plastic tape,” writes Josh Jones-Dilworth, who is working with the company to bring them to market.

Again, NFC as a technology is great and potentially game-changing. But the software is still needed to make it actually work. And some of the big guys began realizing that early on as companies like PayPal, Bank of America, and even Subway have been testing out different things with RFinity for some time. In fact, RFinity has actually been doing field tests of the software end of their technology since 2009 in places like Idaho, well before most people in the U.S. had ever thought about NFC.

But now people are starting to care. And soon, they could be caring a lot more. NFC is already built-in to Google’s new Nexus S device — and the company has put out a call for developers to start using the tech. Rumors have the next iteration of the iPhone gaining the technology as well. In other words, I suspect we may be seeing acquisition rumors starting to fly around RFinity in about six months or so. Provided their technology proves up to the NFC challenge, of course.

Yeah justin

Hoover is an economic god to you

And McCarthy was your hero

And Obama caused the recession

And doubling the DoD budget in recent years doesn't appear on your radar as you bemoan and whine about even the littlest of taxes.

And redirecting ANY money from wasteful programs to health reform, or instead washing it down the drain in a vast sea of DoD related spending and foreign wars is the death of us all.

And having the lowest taxes in the western world after we gave the wealthiest even more money (recent tax deal) to send overseas is just not good enough.

And you are smarter than Dr Reich and about 99% of economists who have concluded that hoover indeed was an economic dolt and ushered in the Great Depression and that FDR/WWII ended it.

You are naive to think the US will thrive in a laissez faire business model where taxes and gvmt regulation are a historic remnant. There's no historic precedent for your belief, and indeed, everytime we or anyone else have tried that, we have been predated on by the wealthy elite and suffered terrible economic shocks. And that includes the Great Depression, the Great Recession, and several shocks in the 19th century that few Americans have ever heard about except in vague terms of Robber Barons and the like.

Every time we lower taxes on the wealthy, almost half that money disappears into overseas investments or tax shelters. That's the giant sucking sound you hear, and msoja mistakenly believed was ACA.

I'm all for low taxes, but not for gutting them mindlessly. Clinton era high end tax rates were reasonable and helped balance the budget, and anything lower IMO is destructive to our economy and std of living.

I'm all for for smart elimination of regulation, but not for mindless gutting them.

As a 12 year USAF vet, I'm all for strong defense, but not the current wars and not the doubling of the DoD budget as BushJr did.

Evaluating whether a program has a NET negative or positive effect on the economy involves a fair assessment of all variables, something freeloaders like you aren't capable of doing. Some of the variables you enumerate would indeed be problems, except that you forgot to mention the variables in the package that outweigh your negatives. For example, ensuring that 32 million people have affordable care and won't go bankrupt or die are positive factors that HELP the economy and outweigh your variables.

And your blatant hatred of the CBO process also shows you are a wingnut whose opinions are distorted by ideology.

You fail to cite that GOP predictions are even worse than CBO predictions, and that the main reason CBO predictions are often wrong is that the underlying assumptions of those predictions change as a result of partisan actions by later Congresses and admins.

I am no longer a Republican because I came to learn that they engage in the biggest lies of all. You are the kind of propagandist that caused me to abandon that party--the party of debt, fear and big lies

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How to Making Money

Have you ever made a large cash withdrawal from a banking machine only to wonder a few days later where all the money went? Think for a moment: Where did the last $100 you spent go? Stop for a minute and write it down. Chances are you can account for most of it, but there may be five, ten, or twenty dollars missing from your list.

Why You Should Track Your Spending

What does it cost you to live each month? Some people under-estimate their expenses because they forget the things that don’t occur every month.

• Did you include your gym costs even though you pay them once a year?


• How about your house or car insurance?


• Did you include the cost of your haircuts, your contact lenses, or your vacation?


• Do you pay someone to shovel your snow, clean your windows and carpets or do your taxes?


• What about your vet bills, the flowers for your garden or patio, your best-friend’s birthday present?

Some people under-estimate their expenses because they actually don’t know how much they’re spending on things like take-out, clothes, and coffee. Over and over when I show folks how much money they’re spending on the non-essentials of life, they’re gob-smacked. Well, the only way to make a budget that will work is to know what you have been spending so you get some sense of what you’re going to have to change.

One of the best ways to gain a perspective on your spending habits is to keep a log of everything you spend, each time you do a transaction. The idea is to figure out where you’re spending all those dimes that seem to go missing each month. It’s also about learning more about yourself and where your place your priorities. This isn’t about shame, blame, or deprivation. You don’t have to change anything you don’t want to change. But you should at least know. With a spending log, you’ll have a clear picture of what you’re getting for your money.

When you do all your money management in your head, it’s very easy to forget things — sometimes important things — that will have an impact on your overall financial life. You’re always guessing how much you have left. And you shouldn’t really be surprised when your account is overdrawn. After all, if you don’t know how much you have, how can you know how much you can spend?

If you don’t believe you can find the time to maintain your budget — collecting receipts, entering details onto your budget, adding it all up and balancing it out — think about the time you have to spend solving the problems that arise from not taking care of the details. And think about all the money you waste on overdraft fees, interest costs, and ATM transactions. You’ll have to decide whether you’d rather live life peacefully, or continue waking to the specter of financial worry rattling his chains at the foot of your bed.

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Enroth in, Lalime to back up - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

CBS <b>News</b>&#39; Lara Logan assaulted in Egypt | Show Tracker | Los <b>...</b>

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One tends to think of Risk in the negative ... all risk is bad.

But, that is simply not true. In fact, the fundamentals of finance are based on a risk-return trade-off where higher yields are theoretically paid for higher levels of risk. But, we are getting ahead of ourselves ...

Risk is uncertainty. You enter an unknown situation, like the proverbial fork in the road. You don't know where either path ends and what you may encounter along the way but there is something intriguing about each of the directions and you make a choice to go to the "right" or to the "left" (no, no politics please).

As you walk the path, you enjoy the scenery. Maybe you trip over a root bulging up from the ground and skin your knee. Maybe the weather changes and you get wet or chilled or very hot. But the sky is blue much of the time. And, ultimately you reach some destination and you are happy for completing the journey, despite some of the trials along the way. You've met the challenge and achieved the destination. At the end, you ask yourself, "was it worth the risk"? After all, you just selected one unknown path. There was uncertainty.

Now, some would come to the fork in the road and be completely unphased by the choice of selecting between two unknown paths. Let's call these people "risk takers". They are completely at peace with the possible outcomes and/or completely oblivious to them as well (like children who run out into the busy street).

Others will come to the fork in the road and face complete paralysis. They have no idea of how to even choose a path and are completely terrified by the prospects of either. They see only the possible harm that could come to them, they see dark skies, bad weather. These are the "risk averse". I would not call them irrational ... in fact there may be good reason for their reaction ... perhaps bad previous experiences on a forked path. But there are people out there who cannot leave their homes (agoraphobes, for example) and there are those who are just a bit above these folks in risk taking ... they keep their money in their mattress, they never venture on to the freeway, they never leave their neighborhoods. They are comfortable in the familiar.

Most of us are somewhere in the middle of this risk "continuum". We are comfortable with some risk, but aren't likely to bungee jump (except in the Amazing Race when a million dollars might be on the line). We travel to foreign lands occasionally, but like our old standby locations too. We come to this fork in the road and we do a bit of investigation. What can we see down either path? What is the weather like now and what is the forecast? How much time do we have to explore? Do we have extra water, maybe a jacket, sturdy shoes on? This is essentially saying that we are willing to take risk, but risk that we are "prepared" to take. In other words, we have done our "homework" and have gotten comfortable with the possible outcomes. We have assessed the risk.

So let's quickly apply this "fork in the road" example to our normal lives. We just got a bonus from our employer. We could (1) spend it, (2) save it, (3) invest it, and (4) do a little of all three.

Our personal risk assessment, knowing our risk appetite, goes something like this:

How stable is my current financial position - do I have a budget? do I have sufficient savings? are my credit cards and other debts paid off or manageable? If there are "gaps" between where you should be and where you are, use some of your bonus to bolster these areas. This is necessary, especially for the "risk averse" in us.

Is my job stable? Are there layoffs in my company and/or in my industry currently or likely? Are there regulatory or governmental changes likely that could change my job? Do I like my job and am I likely to stay with the company I work for, given my choice? If a job change is in your future, put some of the bonus money into bolstering your savings and perhaps into career counseling, resume services, etc. Looking for a job in this economy is taking a bit of risk ... unless you are already unemployed or just so miserable in your job that your mental health needs you to take that risk. But you are not blindly taking the risk.

Where am I with regard to saving for retirement? Am I participating in the company's 401K? Is there a match? Am I maximizing the match? Have I lost money in my 401K and do I need to change investment choices? Use some of your bonus money here and/or allocate some future paychecks to bolster your contributions. This is also for the risk averse.

What are my financial goals - tuition? a new car? a house? is a special event upcoming? Do I have the money saved for these and/or am I on pace to have the money saved for when it is needed? Identify "gaps" and fill in with the bonus money, where needed, or change savings patterns in the future. This is a good combination of risk averse thinking and taking a bit of a risk. Any big expense is taking a risk, generally.

Given your short and longer term financial needs are met, you are able to look into some investment options.

Is my savings in a solid financial institution? Am I getting the best return possible? Is my local credit union an option? What kinds of choices are in the marketplace for CDs - interest rates and terms? Do I need some of this money at a finite point in time in the future? Is there a fixed investment that I could time to come due when I need the money? This involves a bit more risk because you are exploring the options of tying your money up for some finite time periods. There might be a penalty if you put your money in a CD but then need to get the money out early.

Do I have an investment portfolio? Am I happy with my returns? Is my portfolio diversified? Am I educated about my investment choices and do I understand how to invest and what I am invsested in? Am I using a discount broker and am I getting the cheapest transaction rates possible? Have I done research into this investment? This is for the risk taker.

Or maybe that pair of shoes is "calling your name" ... now that might not be risky behavior but if your financial needs and goals are met and you "blow" your bonus on a new $500 pair of shoes, I'd call you a risk-taker too.

Ultimately, you will come up with an assessment that looks at your plans and allows you to make educated decisions on where to put your money and where you might have excess money to invest.

Hopefully, you now have a better understanding of Risk and how you can manage some Risk in your life.

Making Money Through

Not making money as a YouTube partner? Here are some tips from YouTube itself

YouTube hosted a live event today to help partners get the most out of their YouTube revenue.

Phil Farhi of YouTube, began the event by telling partners about a few of the new initiatives that YouTube is working on, to help make partners as successful as possible. He started by bringing us through the history of advertising on YouTube.

Phil mentioned that just 3 short years ago, YouTube began using in-video and overlay ads, the first step in monetizing videos. And following the first format of ads, YouTube brought Ad Sense ads, enabling smaller advertisers/customers to get on board, allowing YouTube to capture a broader range of advertisers.

Next came in-Stream Ads (mid and pre-roll ads), a format that was launched about two years ago. YouTube said this has been popular because advertisers will pay more for ads that are similar to the format on TV. At almost the same time, promoted ads were introduced and it was proven to drive traffic to videos that were featured using the ‘promoted video’ format.

A few months ago, a new ad format for partners called TrueView was rolled-out. This format lets users watching a video skip the ad after five seconds. An ad format that YouTube says is less interruptive and doesn’t risk annoying your audience because it gives them the chance to hit stop.

Phil asked the question “ What makes a movie a successful?” Using the movie industry as an analogy, he went on to explain that there are many factors that come into play that make up the overall picture; ticket prices, seats filled, distribution etc. It’s the same with YouTube as he pointed out. Partners shouldn’t look at one aspect such as RPM (revenue per thousand page views) or CPM (cost per thousand, as an example $1 or $5 per thousand views), they should look at everything including geography.

A few points to take away

Good partners focus on overall revenue and aren’t fixated on “ticket price”. They also work hard at building a strong audience as well as trying to increase views. Good partners look at geography, RPM and CPM.

Bad partners look at the wrong metrics and don’t build up their audience. Partners who only focus on RPM might think everything is fine however, it’s critical that users concentrate on CPM as well and continue to build audience loyalty.

YouTube says advertisers are creating content that competes with user content, and millions of users are watching advertisements on the site. Think about the popularity of Superbowl ads.

Keep experimenting! Compare ad formats by type and geography and play around with different scenarios. Try enabling ads after your loyal audience has seen them or try it in reverse. Play with different recipes and see what happens when ad formats are enabled/disabled. There is a wide variety of ways to make revenue.

Take a good look at revenue break downs and compare formats; True View, in-Stream, etc.

Better reporting for ad formats coming soon. YouTube admits that partners don’t have the best reporting feature right now.

YouTube will be adding an option for partners to opt-in to just TrueView Ads without needing to be signed up with other formats.

Ensure the metadata on videos have the correct information and enough words to help YouTube’s algorithm bring the best targeted ads to your videos

"It was like avoiding an atom bomb, or in this case, a financial bomb," quipped one Morgan Stanley trader.

That was his reaction to Monday's surprisingly strong stock market performance following Friday's wicked 166-point decline in the Dow in the wake of the Egyptian riots.

The consensus of some market watchers over the weekend was that all hell might break loose on Monday, but it never happened. The market opened higher, never looked backed and wound up the day higher, with the Dow rising more than 68 points.

Even the Wall Street Journal guessed wrong, telling its readers over the weekend that U.S. stocks were likely to extend their Friday tumble when the market opened Monday. Actually, when you think about it, the Journal should have been right, given the obvious risks related to the riots, any of which could play havoc with stock prices. Most notable::

-- The riots might encourage terrorists to spread the them in an effort to destabilize other Mideast regimes, such as Jordan and Saudi Arabia.

--The riots could lead to a possible disruption in the transportation of 2 percent of the world's oil through the Egyptian-controlled Suez Canal, which would cause the price of crude to skyrocket.

-- More than likely, the riots might heighten tensions between Israel and its neighbors should Egyptian president Hosni Mubarak (who announced he will not seek re-election) leave and radical elements take control of the country, the leading Arab peacemaker in the region.

Apparently, investors pooh-poohed the significance of these risks. Though investors escaped the ravages of the riots on Monday, the question is raised as to whether Wall Street is making a mistake by downplaying the crisis. Some market watchers suggest yes.

One is well-regarded Wall Street veteran, Fred Dickson, chief investment strategist of D.A. Davidson & Co. in Great Falls, Montana, who argues the worst may not be over yet as far as the Egyptian conflict goes. It will prey on investors' minds until stability is restored, he says. "It's like a flash fire; either it goes out right away or it smolders. This one will smolder."

Dickson figures the Egyptian situation will lead to above average market volatility for the next month or so. One obvious danger, he notes, is the possibility that extremist elements may gain control of the country. If that happens, he observes, "look for a nasty market decline."

In any event, Davidson sees stock prices vulnerable to a 3 percent to 5 percent pullback some time soon. "This market has come awfully far awfully fast and looks overextended," he says.

Another market watcher also questions the wisdom of downplaying the crisis. He's Costa Rican money manager Felix Heligmann, who manages about $93 million of family and friends' assets.

About a week ago with the Dow hovering around 12,000, up about 20 percent since late August, he told me "The U.S. market is acting so strong that you really have to be a player and I'm going to increase my position."

But that was a week ago. Now, in light of the riots in Egypt, he's had a change of heart. "I've changed my mind about doing more buying," Heligmann says. "The market is acting like the events in Egypt were a non-event. That's reckless, scary and it's also not right because too many things there could go wrong. Does anyone," he asks, "really think the U.S. haters in the Mideast are not plotting ways to worsen this crisis?"

Whether he's right or wrong is anybody's guess. But for sure, he's dead on about the market, which, based on its ongoing strength, looks like a combination of Samson, Hercules and Conan the Barbarian all wrapped up into one.

Citigroup views the political unrest in Egypt as little more than "a short-term challenge." In addition, a Rasmussen poll shows that 75 percent of the participants don't think the Egyptian problems will spread.

I only wish I could be so cocksure. Reminds me of this boat captain who assured an alarmed passenger: "Don't worry; the Titanic could never sink."

What do you think? E-mail me at CDandordan@aol.com.

bench craft company

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company

Not making money as a YouTube partner? Here are some tips from YouTube itself

YouTube hosted a live event today to help partners get the most out of their YouTube revenue.

Phil Farhi of YouTube, began the event by telling partners about a few of the new initiatives that YouTube is working on, to help make partners as successful as possible. He started by bringing us through the history of advertising on YouTube.

Phil mentioned that just 3 short years ago, YouTube began using in-video and overlay ads, the first step in monetizing videos. And following the first format of ads, YouTube brought Ad Sense ads, enabling smaller advertisers/customers to get on board, allowing YouTube to capture a broader range of advertisers.

Next came in-Stream Ads (mid and pre-roll ads), a format that was launched about two years ago. YouTube said this has been popular because advertisers will pay more for ads that are similar to the format on TV. At almost the same time, promoted ads were introduced and it was proven to drive traffic to videos that were featured using the ‘promoted video’ format.

A few months ago, a new ad format for partners called TrueView was rolled-out. This format lets users watching a video skip the ad after five seconds. An ad format that YouTube says is less interruptive and doesn’t risk annoying your audience because it gives them the chance to hit stop.

Phil asked the question “ What makes a movie a successful?” Using the movie industry as an analogy, he went on to explain that there are many factors that come into play that make up the overall picture; ticket prices, seats filled, distribution etc. It’s the same with YouTube as he pointed out. Partners shouldn’t look at one aspect such as RPM (revenue per thousand page views) or CPM (cost per thousand, as an example $1 or $5 per thousand views), they should look at everything including geography.

A few points to take away

Good partners focus on overall revenue and aren’t fixated on “ticket price”. They also work hard at building a strong audience as well as trying to increase views. Good partners look at geography, RPM and CPM.

Bad partners look at the wrong metrics and don’t build up their audience. Partners who only focus on RPM might think everything is fine however, it’s critical that users concentrate on CPM as well and continue to build audience loyalty.

YouTube says advertisers are creating content that competes with user content, and millions of users are watching advertisements on the site. Think about the popularity of Superbowl ads.

Keep experimenting! Compare ad formats by type and geography and play around with different scenarios. Try enabling ads after your loyal audience has seen them or try it in reverse. Play with different recipes and see what happens when ad formats are enabled/disabled. There is a wide variety of ways to make revenue.

Take a good look at revenue break downs and compare formats; True View, in-Stream, etc.

Better reporting for ad formats coming soon. YouTube admits that partners don’t have the best reporting feature right now.

YouTube will be adding an option for partners to opt-in to just TrueView Ads without needing to be signed up with other formats.

Ensure the metadata on videos have the correct information and enough words to help YouTube’s algorithm bring the best targeted ads to your videos

"It was like avoiding an atom bomb, or in this case, a financial bomb," quipped one Morgan Stanley trader.

That was his reaction to Monday's surprisingly strong stock market performance following Friday's wicked 166-point decline in the Dow in the wake of the Egyptian riots.

The consensus of some market watchers over the weekend was that all hell might break loose on Monday, but it never happened. The market opened higher, never looked backed and wound up the day higher, with the Dow rising more than 68 points.

Even the Wall Street Journal guessed wrong, telling its readers over the weekend that U.S. stocks were likely to extend their Friday tumble when the market opened Monday. Actually, when you think about it, the Journal should have been right, given the obvious risks related to the riots, any of which could play havoc with stock prices. Most notable::

-- The riots might encourage terrorists to spread the them in an effort to destabilize other Mideast regimes, such as Jordan and Saudi Arabia.

--The riots could lead to a possible disruption in the transportation of 2 percent of the world's oil through the Egyptian-controlled Suez Canal, which would cause the price of crude to skyrocket.

-- More than likely, the riots might heighten tensions between Israel and its neighbors should Egyptian president Hosni Mubarak (who announced he will not seek re-election) leave and radical elements take control of the country, the leading Arab peacemaker in the region.

Apparently, investors pooh-poohed the significance of these risks. Though investors escaped the ravages of the riots on Monday, the question is raised as to whether Wall Street is making a mistake by downplaying the crisis. Some market watchers suggest yes.

One is well-regarded Wall Street veteran, Fred Dickson, chief investment strategist of D.A. Davidson & Co. in Great Falls, Montana, who argues the worst may not be over yet as far as the Egyptian conflict goes. It will prey on investors' minds until stability is restored, he says. "It's like a flash fire; either it goes out right away or it smolders. This one will smolder."

Dickson figures the Egyptian situation will lead to above average market volatility for the next month or so. One obvious danger, he notes, is the possibility that extremist elements may gain control of the country. If that happens, he observes, "look for a nasty market decline."

In any event, Davidson sees stock prices vulnerable to a 3 percent to 5 percent pullback some time soon. "This market has come awfully far awfully fast and looks overextended," he says.

Another market watcher also questions the wisdom of downplaying the crisis. He's Costa Rican money manager Felix Heligmann, who manages about $93 million of family and friends' assets.

About a week ago with the Dow hovering around 12,000, up about 20 percent since late August, he told me "The U.S. market is acting so strong that you really have to be a player and I'm going to increase my position."

But that was a week ago. Now, in light of the riots in Egypt, he's had a change of heart. "I've changed my mind about doing more buying," Heligmann says. "The market is acting like the events in Egypt were a non-event. That's reckless, scary and it's also not right because too many things there could go wrong. Does anyone," he asks, "really think the U.S. haters in the Mideast are not plotting ways to worsen this crisis?"

Whether he's right or wrong is anybody's guess. But for sure, he's dead on about the market, which, based on its ongoing strength, looks like a combination of Samson, Hercules and Conan the Barbarian all wrapped up into one.

Citigroup views the political unrest in Egypt as little more than "a short-term challenge." In addition, a Rasmussen poll shows that 75 percent of the participants don't think the Egyptian problems will spread.

I only wish I could be so cocksure. Reminds me of this boat captain who assured an alarmed passenger: "Don't worry; the Titanic could never sink."

What do you think? E-mail me at CDandordan@aol.com.

bench craft company>

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company
[reefeed]
bench craft company

bench craft company

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company

Not making money as a YouTube partner? Here are some tips from YouTube itself

YouTube hosted a live event today to help partners get the most out of their YouTube revenue.

Phil Farhi of YouTube, began the event by telling partners about a few of the new initiatives that YouTube is working on, to help make partners as successful as possible. He started by bringing us through the history of advertising on YouTube.

Phil mentioned that just 3 short years ago, YouTube began using in-video and overlay ads, the first step in monetizing videos. And following the first format of ads, YouTube brought Ad Sense ads, enabling smaller advertisers/customers to get on board, allowing YouTube to capture a broader range of advertisers.

Next came in-Stream Ads (mid and pre-roll ads), a format that was launched about two years ago. YouTube said this has been popular because advertisers will pay more for ads that are similar to the format on TV. At almost the same time, promoted ads were introduced and it was proven to drive traffic to videos that were featured using the ‘promoted video’ format.

A few months ago, a new ad format for partners called TrueView was rolled-out. This format lets users watching a video skip the ad after five seconds. An ad format that YouTube says is less interruptive and doesn’t risk annoying your audience because it gives them the chance to hit stop.

Phil asked the question “ What makes a movie a successful?” Using the movie industry as an analogy, he went on to explain that there are many factors that come into play that make up the overall picture; ticket prices, seats filled, distribution etc. It’s the same with YouTube as he pointed out. Partners shouldn’t look at one aspect such as RPM (revenue per thousand page views) or CPM (cost per thousand, as an example $1 or $5 per thousand views), they should look at everything including geography.

A few points to take away

Good partners focus on overall revenue and aren’t fixated on “ticket price”. They also work hard at building a strong audience as well as trying to increase views. Good partners look at geography, RPM and CPM.

Bad partners look at the wrong metrics and don’t build up their audience. Partners who only focus on RPM might think everything is fine however, it’s critical that users concentrate on CPM as well and continue to build audience loyalty.

YouTube says advertisers are creating content that competes with user content, and millions of users are watching advertisements on the site. Think about the popularity of Superbowl ads.

Keep experimenting! Compare ad formats by type and geography and play around with different scenarios. Try enabling ads after your loyal audience has seen them or try it in reverse. Play with different recipes and see what happens when ad formats are enabled/disabled. There is a wide variety of ways to make revenue.

Take a good look at revenue break downs and compare formats; True View, in-Stream, etc.

Better reporting for ad formats coming soon. YouTube admits that partners don’t have the best reporting feature right now.

YouTube will be adding an option for partners to opt-in to just TrueView Ads without needing to be signed up with other formats.

Ensure the metadata on videos have the correct information and enough words to help YouTube’s algorithm bring the best targeted ads to your videos

"It was like avoiding an atom bomb, or in this case, a financial bomb," quipped one Morgan Stanley trader.

That was his reaction to Monday's surprisingly strong stock market performance following Friday's wicked 166-point decline in the Dow in the wake of the Egyptian riots.

The consensus of some market watchers over the weekend was that all hell might break loose on Monday, but it never happened. The market opened higher, never looked backed and wound up the day higher, with the Dow rising more than 68 points.

Even the Wall Street Journal guessed wrong, telling its readers over the weekend that U.S. stocks were likely to extend their Friday tumble when the market opened Monday. Actually, when you think about it, the Journal should have been right, given the obvious risks related to the riots, any of which could play havoc with stock prices. Most notable::

-- The riots might encourage terrorists to spread the them in an effort to destabilize other Mideast regimes, such as Jordan and Saudi Arabia.

--The riots could lead to a possible disruption in the transportation of 2 percent of the world's oil through the Egyptian-controlled Suez Canal, which would cause the price of crude to skyrocket.

-- More than likely, the riots might heighten tensions between Israel and its neighbors should Egyptian president Hosni Mubarak (who announced he will not seek re-election) leave and radical elements take control of the country, the leading Arab peacemaker in the region.

Apparently, investors pooh-poohed the significance of these risks. Though investors escaped the ravages of the riots on Monday, the question is raised as to whether Wall Street is making a mistake by downplaying the crisis. Some market watchers suggest yes.

One is well-regarded Wall Street veteran, Fred Dickson, chief investment strategist of D.A. Davidson & Co. in Great Falls, Montana, who argues the worst may not be over yet as far as the Egyptian conflict goes. It will prey on investors' minds until stability is restored, he says. "It's like a flash fire; either it goes out right away or it smolders. This one will smolder."

Dickson figures the Egyptian situation will lead to above average market volatility for the next month or so. One obvious danger, he notes, is the possibility that extremist elements may gain control of the country. If that happens, he observes, "look for a nasty market decline."

In any event, Davidson sees stock prices vulnerable to a 3 percent to 5 percent pullback some time soon. "This market has come awfully far awfully fast and looks overextended," he says.

Another market watcher also questions the wisdom of downplaying the crisis. He's Costa Rican money manager Felix Heligmann, who manages about $93 million of family and friends' assets.

About a week ago with the Dow hovering around 12,000, up about 20 percent since late August, he told me "The U.S. market is acting so strong that you really have to be a player and I'm going to increase my position."

But that was a week ago. Now, in light of the riots in Egypt, he's had a change of heart. "I've changed my mind about doing more buying," Heligmann says. "The market is acting like the events in Egypt were a non-event. That's reckless, scary and it's also not right because too many things there could go wrong. Does anyone," he asks, "really think the U.S. haters in the Mideast are not plotting ways to worsen this crisis?"

Whether he's right or wrong is anybody's guess. But for sure, he's dead on about the market, which, based on its ongoing strength, looks like a combination of Samson, Hercules and Conan the Barbarian all wrapped up into one.

Citigroup views the political unrest in Egypt as little more than "a short-term challenge." In addition, a Rasmussen poll shows that 75 percent of the participants don't think the Egyptian problems will spread.

I only wish I could be so cocksure. Reminds me of this boat captain who assured an alarmed passenger: "Don't worry; the Titanic could never sink."

What do you think? E-mail me at CDandordan@aol.com.

bench craft company

bench craft company

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company

bench craft company

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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bench craft company

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Verizon iPhone 4 antenna problems persist (video) | iLounge <b>News</b>

iLounge news discussing the Verizon iPhone 4 antenna problems persist (video). Find more iPhone news from leading independent iPod, iPhone, and iPad site.

bench craft company

Squidoo, is a site that I started on when it came to writing online. Squidoo was the creation of Seth Godin. Squidoo is considered by many as a mini website where you write what they call lenses. Some people write really long lenses while others do not. I am one of those people whom write a mixture of b both. Some of my lenses are really long and yet others are of a decent size. The more lenses you have, the more potential to make money through squidoo. If you write about things that interest you, the better the quality of the lenses will be and the more chances that you will be making money there.

There are many ways of making money through squidoo. The main and easiest possible way is through adsense, but it takes work to get there. If your average lensrank is above 85,000, you are guaranteed some cut of the adsense revenue. They are then divided into a few different tiers that pay. Tier one is the one you want to be in, but it is very hard to get to that point. When it comes to getting paid through adsense, it usually takes a couple months or more to start making money through squidoo on that front so if you ranked well in January, you will not see any payout until March. If you are in tier one, you can make about ten dollars per lens that makes it into the first tier for that particular month. If you are in tier, you can make a tad less than two dollars per lens and then anything in tier three can make about eight cents per lens. Tier four, you hardly ever make any money from those. You really have to rely on the other money making methods to make money on those particular lenses.

Another way of making money is to have your own affiliate programs that you have signed up for and then adding those links to your lenses. Many lensmasters are doing just that and are making decent money.

Then finally there are the affiliates through squidoo that you can make money on. It does take some work to get that one to pay off though. Most lensmasters that try to make money in that way use the amazon, Zazzle or Caf press modules there. There are many more programs, but these are the most common ones that are used by lensmasters. Not everyone has luck at selling through them in that sense. It's still worth having them on your lenses as you never know when they will pay off. When you least expect it, someone will buy something off of your lens. I have had that happen to me once so far. Sometimes, just making a lens on a certain item that interests you will help make you money on this method, but don't depend on it. Everything takes work to make money. I am happy with the little money I do make through squidoo each month.

Free rental agreement forms purchase

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...

surface encounters

Small Business <b>News</b>: Marketing Your Online Business Like Arianna <b>...</b>

With the announcement today that online media giant AOL will buy the Huffington Post for $315 million from entrepreneur and founder Arianna Huffington, online.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

Pentax introduces limited edition silver K-5 &amp; lenses: Digital <b>...</b>

Pentax introduces limited edition silver K-5 & lenses: CP+: Pentax has announced a limited edition version of its K-5 DSLR and three prime lenses in silver. This version comes with a redesigned grip and shock-resistant, ...